You want to budget. You just hate the subscriptions.
Track every peso. Watch your savings grow.
Finally see where every peso goes — without the chore. Type “coffee 150 starbucks” and it's logged in two seconds. Set budgets, clear utang, and watch your savings actually grow, all on your iPhone, nothing in the cloud.
Saved so far
₱228K
Designed to stay out of your way.
Log a transaction in seconds, get the answer you came for, and get back to your day.
See where it all went
Watch goals get closer
Spot your heavy days
Know what's left to pay
Never miss a due date
Fixed costs, handled
Every utang, straight
Net worth at a glance
Every reason you don't budget is a reason Tipid exists.
“Every good budget app costs $100/year.”
Tipid is free. Forever.
No subscription, no in-app purchases, no surprises. Everything included, no limits. While others charge $100/year, Tipid costs nothing.
“I don’t want to give my bank login to an app.”
Neither do we.
No bank sync. No credentials. No Plaid. You enter transactions yourself — or just speak them. Your financial data never touches a server.
“Manual tracking is too tedious.”
Just say it.
Type “coffee 150 starbucks” and Tipid’s on-device AI logs the amount, names it, and categorizes it. Two seconds, done.
Everything it takes to keep more of what you earn.
Spending, budgets, debts, bills, and savings in one place — so staying on top of your money takes minutes, not your whole evening.
Just say it. AI does the math.
Logging an expense stops being a chore. Type “grab 65” or “salary 25k” and Apple Intelligence fills in the amount, name, and category in a tap. No AI? Manual categories work just as well.
“coffee 150 starbucks”
Budget tracking
See what's safe to spend before you tap pay, so the month never ends in a nasty surprise.
Accounts & net worth
Cash, debit, credit, investments — your net worth updates the instant you log income or an expense.
A savings piggy that's actually alive
Coins drop in as you set money aside. Your piggy grows plump the more you save — and cracks when you spend more than you earn. Progress you can feel, not just a number.
Spending calendar
See every day's spending at a glance and spot the heavy days across the month.
AI insights that actually help
Spot the small, forgettable spends that quietly add up — and exactly where you can keep more. With Apple Intelligence (iOS 26+), Tipid turns your numbers into plain-language tips, all on-device.
On-device AI
Apple Intelligence enhances categorization, insights, and voice input. Requires iOS 26+ — Tipid works fully without it too.
Savings goals
Set a target and track your progress. Your savings piggy grows plumper the more you stash away.
Debt & money owed
Always know who you owe and who owes you, so an utang never strains a friendship or slips your mind.
Installment plans
See exactly how much is left on every plan, so a monthly due date never catches you short.
Planned payments
Never miss a due date — or the late fee that follows. Bills line up ahead of time and clear with one tap.
Recurring rules
Your fixed costs log themselves, so the only spending left to watch is the spending you actually choose.
Apple Watch
Catch a cash spend the second it happens, before you forget, right from your wrist.
Home & Lock Screen widgets
Glance at today's spending without even opening the app — a quiet nudge that keeps you honest. Home and lock screen sizes to fit your setup.
₱1,250
spent today
₱1,250
4 transactions
Export, backup, and more
Your records stay yours and portable: CSV & JSON export, PDF statements, automatic local backups, multi-currency, quick notes, monthly summaries, receipt scanning, and Siri shortcuts.
No bank sync
No Plaid, no credentials, no third-party access to your accounts. Ever.
No cloud
Zero servers. Zero sync. Your finances live in your pocket and nowhere else.
Yours
Delete the app, delete the data. We never had it.
On-device AI. Always.
Your financial data
never leaves your device.
Completely free.
No subscription. No in-app purchases. Everything included.
Tipid
Everything included. No limits. No surprises.
What you get
- Unlimited transactions
- Unlimited budgets & goals
- AI features & monthly summaries (with Apple Intelligence)
- Spending insights & forecasting
- Multiple accounts & currencies
- Debt, installments & bill tracking
- Recurring rules & quick notes
- Receipt scanning (OCR)
- CSV & JSON export
- Widgets, Siri & Apple Watch
- 100% offline & private